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Many folks who are counting down the last few days until retirement have a date circled in red on the calendar: the day when they cash the check for the sale of their home, climb into their RV, and hit the highway, headed for wherever they want to go: so long to mortgage payments, lawnmowing, school schedules and soccer practices, and all the other duties that accompany life at a fixed address. For the adventurous at heart, the open road has an irresistible call, and the prospect of moving around the country at will is enticing.
Of course, most of us also know that the RV life isn’t all fun and games. As you plan your transition from the located lifestyle to full-time road warrior, there are a few things you should take into consideration. In fact, even the most experienced and committed RV-ers will tell you that the highway life comes with some complications and limitations that you need to know about. Let’s take a look at three major ones.
Those more economy-minded may prefer tow-behind travel trailers, which are typically the most affordable, ranging from a small pop-up trailer that can be purchased for $6,000 to the large, fifth-wheel trailers that can go anywhere from $12,000 to $80,000.
And don’t forget; unless you’re pulling a trailer with a pickup or similar vehicle, you’ll probably want a car you can tow behind your RV (a “toad,” in RV-er lingo). After all, when you’re parked at the campground and you get a hankering for pizza, it’s not very practical to drive your 45-foot motorhome into town.
For those who think they’d like to sample the RV life before committing to a purchase, there’s a network of “Airbnb for RVs” that will allow you to try before you buy. Many RV dealers, for example, will rent vehicles for a limited period of time, and the website RVezy.com allows users to match their travel plans with available rental vehicles.
Whether you long for the freedom of the open road or plan to stay in your home among friends and family, enjoying a secure and satisfying retirement requires good advice and a well-designed plan. As a fiduciary financial advisor and wealth manager, Aspen Wealth Management is dedicated to helping our clients reach their unique retirement goals. To learn more, visit our website to read our article, “Will I Have Enough Income? Your Answer Is in the Budget.”
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
This information has been derived from sources believed to be accurate and is intended merely for educational purposes, not as advice.